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Twin City Mortgages

Twin City Mortgages is a Minnesota based mortgage company that specializes in No Income, Stated Doc and No Doc Loans for primary residences, secondary residences, and/or investment properties.  These loans programs work incredibly well for the self employed.  Self employed people often don’t have the documentation traditionally required for conventional loans.  However, the aforementioned mortgage programs are all designed to give self employed people a chance at getting a mortgage loan.  Of course they do have drawbacks; they usually have higher interest rates because of the higher risk factor.

Of course, Twin City Mortgages are a full servicing mortgage company and have a plethora of other options to offer their customers.

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Loans Funded by Twin City Mortgages

  • Fixed Rate Mortgages
  • Adjustable Rate Mortgages
  • Refinance
  • 100% Financing
  • Home Equity Line of Credit
  • Reverse Mortgages—This mortgage is for homeowners who are 62 years or older.  The Reverse Mortgage allows such candidates to take the equity in their home and turn it into cash.  Many people use this mortgage to pay for unexpected medical expenses, or other such necessities.
  • Second Mortgages
  • Balloon Mortgages—This is a unique mortgage program because of its amortization term; it is the shortest mortgage on the market.  It lasts five or seven years, depending on your contract.  During that time, you would make payments equivalent to that of a 30 year amortization.  At the end of the five or seven years, you will be expected to pay off the remaining amount on the mortgage in one lump sum.

Request a free online refinance quote and start saving today >>

Recent Twin City Mortgages News

Twin City Mortgage offers all their customers a bonus for choosing to close a loan with their company.  If you close a loan with Twin City Mortgage, they will either take $300 off your closing costs, or give you a check for $300.  This offer is good for both online and paper applications.

Request a free online refinance quote and start saving today >>

This site is not a broker and does not collect or solicit mortgage applications. Content is for informational or comparison purposes only. Services not available in New York. Products and services may not be available in all other states.

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