Silver Mountain Mortgage is a Utah based mortgage lending company. They were founded by Countrywide Mortgage Ventures, LLC, and thus are supported by that company. At Silver Mountain Mortgage they have qualified mortgage professionals that will take you through the entire mortgage process, from application to closing. They strive to make the mortgage process as smooth, fast, and simple as possible. They understand that people have financial blocks in their life that may make it difficult to get a loan (ex. Troubled credit, etc.), and work hard to get you a loan that works with your situation.
Silver Mountain Mortgage has four offices in Utah. They are also licensed to do business in California, Illinois, Massachusetts, Georgia, Illinois, New Hampshire, Minnesota, New Jersey, New York, Pennsylvania, and Rhode Island.
Loans Funded by Silver Mountain Mortgage
- Fixed Rate Mortgage
- Adjustable Rate Mortgage—Their ARMs come with an initial fixed rate period that can be either1, 3, 5, 7, or 10 years long. After that, the interest rate adjusts annually, and according to the market.
- Home Equity Line of Credit—Silver Mountain Mortgage offers HELOCs for up to $1,000,000.
- Construction-to-Permanent Loan—This loan covers the loan you need to build your home and the loan you will need once its finished under one application, one closing fee, and one interest rate.
- 100% LTV Financing—This loan offers 100% financing for the purchase of your home, which eliminates the need for a down payment. First Time Home Buyers find this program particularly helpful.
Recent Silver Mountain Mortgage News
Silver Mountain Mortgage offers two pre-home shopping services that will make your shopping experience more smoothly. The first is a free consultation with your Silver Mountain Mortgage home loan consultant. They will discuss your financial situation, possible loan programs, and loan amounts that you could qualify for. They may also offer you an Up Front Approval. This is basically a pre-qualification that can increase your buying power while you shop for a home.
This site is not a broker and does not collect or solicit mortgage applications. Content is for informational or comparison purposes only. Services not available in New York. Products and services may not be available in all other states.