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Ditech Mortgage

Ditech Mortgage was founded in 1995 and was acquired by GMAC of the General Motors family in 1999. It is a business unit of GMAC Mortgage (General Motors Acceptance Corporation), which is one of the largest financial services companies in the world and the most profitable segment of the GM Corporation. Ditech.com, a 24 hour/7 days a week full-service organization operating primarily through the internet, delivers competitive rates and a hassle-free loan experience. They are headquartered in the Southern California town of Costa Mesa and have a real estate presence there, Ditechrealestate.com. Ditech.com provides loan services for the entire United States. Founded to take advantage of the internet technology and to provide borrowers with the ability to obtain funding directly through a lender without relying on a mortgage broker, Di (direct) tech (technology) was born to aid consumers whose needs were not being met traditionally. They focus on supplying a limited group of products which interest a extensive group of people. This affords Ditech.com the ability to simplify its operations and cut costs, benefiting the consumer.

Ditech’s website will guide the borrower through the home buying process. From prequalifying for a loan so the buyer can determine what price range of home is for him, all the way through moving into the new house Ditech is there for advice. Ditech offers a $395.00 flat fee loan for new purchase or refinance. (Some are items not included in the flat fee). An interest rate lock-in option is also offered on most products. Even though Ditech has a limited product range their offerings are quite varied. Some are listed below:

Loans Funded by Ditech Mortgage

  • 3/1, 5/1, and 7/1 Year Adjustable Rate Loans
  • Interest Only Adjustable Rate Loans
  • 15 and 30 Year Fixed Rate Loans
  • The Home Stretch Loan
  • 2/28 and 3/27 Year Adjustable Rate Loans
  • Imperfect Credit Loans
  • 80/20 First Lien/Second Lien Combination Loans
  • Refinance Solutions
  • Construction Loans
  • Home Equity Loans
  • Home Equity Lines of Credit

Ditech includes practical loan comparisons and calculators on their website. Their frequently asked questions section will answer most of the borrower’s questions. Apply online or by phone with Ditech.

Recent Ditech Mortgage

Ditech recently was in the news with an interesting survey. They polled American homeowners about their mortgages and found that most are fully committed to paying off their loans. “U.S. homeowners are proving the critics wrong. The vast majority believe they will pay off their mortgage and the average homeowner is more than half way there,” commented Mike McCarthy, general manager, ditech.com. Ditech is committed to helping the homeowner do just that.

Mortgage Refinance is not necessarily affiliated with the mortgage lender featured on this page. Lender information is for informational or comparison purposes only. Home Equity Info makes no representation, express or implied, that you will receive a quote from any particular lender, and makes no guarantee as to the lender affiliation of any broker or agent who may contact you.

This site is not a broker and does not collect or solicit mortgage applications. Content is for informational or comparison purposes only. Services are not available in New York. Products and services may not be available in all other states.

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