Cendant Mortgage is now known as PPH Mortgage. They are still part of the Cendant Real Estate Group and still utilize the Cendant facility at Mt. Laurel, New Jersey. PPH also operates out of Florida and is one of the top ten mortgage originators in the US. They employ approximately 6300 people. There mission statement is, “We promise to treat customers like family while providing financing for the American dream. The experience will be smooth, easy, and at times, fun. We will do this with unequalled passion and expertise.” They take their oath seriously and pride themselves on being a lender that can be trusted. They have been amongst the Top 25 Companies that Care, according to Jacksonville Magazine.
PPH Mortgage offers competitive rates and a wide range of mortgage alternatives. They also tender expert advice and assistance. PHH mortgage will guarantee the closing date of the loan and if they don’t close by the specified date they will reduce the borrower’s interest rate by 1/8 percent for the life of the loan. By offering their customers free online or telephone pre-approvals they increase the customers negotiating power because the seller knows he has a firm commitment. PPH mortgage offers scores of funding options. Below are but a few:
Loans Funded by Cendant Mortgage
- 30 Year Fixed Rate Mortgage
- 20 Year Fixed Rate Mortgage
- 15 Year Fixed Rate Mortgage
- Advantage Adjustable Rate Mortgage
- 10/1, 7/1, 5/1, 3/1, Adjustable Rate Mortgage
- 10/1, 7/1, 5/1, 3/1, Interest Only Adjustable Rate Mortgage
- Construction to Permanent Financing
- 7 Year Balloon Mortgage
- Home Equity Line of Credit
- Refinance Loans
At PPH the prospective buyer can apply online or by phone. The client may schedule a return call or participate in live chat with a loan consultant. If the borrower wishes to complete his loan application completely online, the six easy steps to loan approval are delineated on the PHH website. PPH clearly states what the borrower will need to complete the application, including the property information. The customer can save his data and review it later and also track the progress of his application. They even have an information section which can help the customer to decide whether to rent or buy. Handy payment and amortization calculators round out the experience.
Recent Cendant Mortgage News
In October of 2005 PPH mortgage signed a letter of intent to purchase the mortgage related assets of CUNA Mutual Mortgage Group.
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