Argent Mortgage Company, LLC, is the leading non-conforming mortgage lender in the nation, with more than 20 years of experience providing the most competitive mortgage loans in the industry. They are committed to providing the best programs, pricing and service to the broker community, delivered in a professional, yet straightforward manner. At Argent, they’re dedicated to open and effective communication throughout the loan process. Argent’s company policy on response is unusual in this day and age. If a member calls with a question, he will get an answer – not voicemail. They have a streamlined lending model that optimizes the use of technology and their skilled lending team. This means a faster response, consistent decisions, and superior customer service. Argent mortgage is licensed in Arizona, California, Georgia, Illinois, Massachusetts, Mississippi, Montana, North Carolina, New Hampshire, New Jersey, New York, Ohio, Pennsylvania, and Rhode Island.
Argent Mortgage is a wholesale mortgage firm. They work only with brokers. Brokers may apply to become an Argent approved broker online, or by mail. The process is quite simple, and once approved, brokers have access to Agent Mortgage’s lender network. Argent will only work with brokers who are professional and reputable, and who make all mortgage information available to customers to make sure the customers are well informed in their choices. Argent Mortgage requires all their brokers to comply with the Equal Housing Opportunity Act, the Fair Housing Act, the Truth in Lending Act, the Real Estate Settlement Procedures Act, the Fair Credit Reporting Act, the Home Mortgage Disclosure Act, The Gramm-Leach-Bliley Act, and the Americans with Disability Act.
Loans Funded by Argent Mortgage Company
While each broker may offer a different set of funding programs, Argent’s featured offerings are as follows:
- Prime Advantage–credit score based allowing maximum flexibility
- Argent 100% Advantage–qualified applicants can borrow up to 100% of the purchase price on a first lien
- 80/20 Combo Advantage–a first and second mortgage closed simultaneously to allow a 100% finance option
- Interest Only Option–pay interest only during first five years of loan
- Fully Amortized 40/30 option- lowers monthly principal and interest for first 10 years of loan
Access Mortgage recognizes that the home buyer has more important things to do than spend time with a loan application. They try to make the process easy and convenient by telling the customer exactly what to bring to start the application. While other documents may be requested down the road, the borrowers’ application will at least have been started so as to speed up the process.
Recent Argent Mortgage Company News
Argent Mortgage sponsors many community events and feels that giving back is an important part of their business. On Wednesday, January 18, 2006, Argent Mortgage hosted a special “Campers Day” for 45 youth impacted by HIV/AIDs. The special event took place at Camp Heartland; located in the new Argent Center. The highlight of the event was a visit from the “Argent Mortgage Fastest Lap” award winner, Dario Franchitti. Argent’s own Regional Vice President, Andrew Kapoor, was also on-site to participate in the festivities, which included an autograph session, remote control car race and much more.
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