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American Equity Mortgage

American Equity Mortgage specializes in helping homeowners and home-buyers whether they have perfect or less-than-perfect credit.

Since the company was founded in 1992, they have grown to become one of America’s leading mortgage bankers, with offices throughout the country. They attribute their growth to outstanding, award-winning customer service. Their loan experts claim to make the process fast and easy, so customers can start saving money and reaching financial goals right away.

Loans Funded by American Equity Mortgage Co.

  • Home Equity Loans - Their loan program allows a borrower to draw on a home equity.
  • Refinance Mortgages - A new loan made to a borrower who currently owns a property or has a first mortgage on it. Refinancing either pays off the existing mortgage with a new first mortgage, or a second mortgage is made in addition to the existing first mortgage.
  • 2nd Mortgage Loans - This is similar to a home equity loan, but the loan is in the 2nd position and not the 1st.
  • Debt Consolidation Loans - A loan which combines monthly bills (for example, high interest credit cards and car loans) into one new low low-interest home loan with one low monthly payment. This type of home loan can save a borrower hundreds of dollars every month.
  • Home Equity Lines of Credit - A loan for which one can either receive a large sum of money or have an open line of credit that can be drawn as it is needed, with, typically, low interest rates.
  • Home Purchase Loans

Other Loans Funded by American Equity Mortgage Co.

Interest-Only: This type of loan is most popular with homeowners who have homes that are appreciating in value and who want the lowest payment possible. Qualified borrowers make interest-only payments with the choice to make higher payments in order to reduce the principal. There is a variety of options, including making interest-only payments during the first 3, 5, or 7 years of these mortgages.

Adjustable Rate Mortgage (ARM): A mortgage in which the interest rate is adjustable periodically based on a pre-selected index. This often has lower monthly payments, and it also has a ceiling above which payments cannot go.

FHA Loan: A loan insured by the Federal Housing Administration. An FHA Loan is usually available at an attractive lower rate. It is open to all qualified borrowers.

Fixed-Rate Mortgage: A mortgage in which the interest rate will remain the same throughout the entire term for the original borrower.

Mortgage Refinance is not necessarily affiliated with the mortgage lender featured on this page. Lender information is for informational or comparison purposes only. Home Equity Info makes no representation, express or implied, that you will receive a quote from any particular lender, and makes no guarantee as to the lender affiliation of any broker or agent who may contact you.

This site is not a broker and does not collect or solicit mortgage applications. Content is for informational or comparison purposes only. Services are not available in New York. Products and services may not be available in all other states.