America Funding of San Diego California was founded by Phillip A. Baltazar after 10 years in the mortgage industry. He is the current Chief Executive Officer and his philosophy of “Your Mortgage Broker for Life” is the guiding principal of the company. A loan process that is simple, efficient and pleasant ensures referrals from previous customers, local real estate professionals and in house realtors, which are a major source of America Funding’s production. With a network of dedicated mortgage professionals covering San Diego, Orange, Riverside and Imperial counties and the most advanced technology available, closing the client’s loan on or before the promised date is a definite reality. America Funding offers rate tracking, market tracking, and loan progress tracking, all at no cost to the consumer.
Loans Funded by America Funding
- 30 year Fixed Rate Loan
- 15 Year Fixed Rate Loan
- 10/1 Adjustable Rate Mortgage
- 7/1 Adjustable Rate Mortgage
- 3/1 Adjustable Rate Mortgage
- 1 Year Adjustable Rate Mortgage
- 6 Month Adjustable Rate Mortgage
- 1 Month Adjustable Rate Mortgage
- 7 Year Balloon Mortgage
- 5 Year Balloon Mortgage
- First Time Buyer Program
- Stated Income Program
- No Points, No Fees Programs
- Imperfect Credit Programs
- Home Equity Lines of Credit
- Home Equity Fixed Loans
- Various other specifically designed loan packages
At America Funding Inc. the borrower may call, fax, apply in person or apply online. A simple step by step process for the loan process is outlined on America Funding’s website. The necessary documents are enumerated for both a purchase or refinance loan and a home equity loan. The prequalification process is described. The borrower is instructed in the art of shopping for a loan, with the option of talking to one of America Funding’s loan professionals always available. The loan approval process is described and the buyer is apprised of whether or not he needs additional documentation. The loan closing and verification of terms is explained, the loan documents are signed and the process is completed.
If the visitor to America Funding’s website is feeling lucky they can enter the monthly sweepstakes for a chance to win month’s mortgage payment up to $5,000!
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