Good Harbor Mortgage company is a mortgage broker that operates out of Traverse City, Michigan. The company is also a licensed lender, and is owned by Dean E. Sheldon the third. Founded in 2000, the company is relatively young. However, Dean E. Sheldon is not new to Traverse City. In addition to owning and operating Good Harbor Mortgage, Dean is a licensed lawyer and has been practicing law in Michigan since 1986. In addition to Dean E. Sheldon, the company also has Kathy O’Keefe on board. Kathy is the companies primary loan officer, and she has been doing a great job of keeping one of the higher closing rates in the state. Kathy is also a Traverse City native, and is therefore very involved and knowledgeable with the real estate market and the situations that people in Traverse City face. As the primary loan officer for Good Harbor Mortgage, Kathy is well versed in home financing options. Since Good Harbor Mortgage operates as both a mortgage brokerage and a lender, the loan officers at Good Harbor have more freedom to fit the right loan to the right person than loan officers who work at either a brokerage or a lender. This is because if Good Harbor recognizes that none of the loans they offer seem to suit the customer, they also maintain a relationship with a number of other lenders who offer alternative loan programs. Assisting Kathy and Dean is Sally Sheldon, and the three of them work hard to build strong and consistent relationships with the clients of the company.
The Good Harbor Mortgage company is also regulated by the state of Michigan as a non-depository lending institution.
Loans Funded by Good Harbor Mortgage
Good Harbor Mortgage is constantly on the lookout for loan programs which defy conventional mortgage programs. These programs are often innovative and offer competitive pricing. Although the company normally specializes in large loans, they do provide a large assortment of available loan and mortgage options.
- Conventional loans, both fixed and adjustable rates, which include interest only loans as well.
- Zero down loans with no PMI.
- Jumbo loans
- Second home loans
- Investment and Commercial property loans
- One time closing construction and renovations loan programs.
- HELOC and home equity loan programs.
- Mortgage only credit programs
- Stated income of no ratio/no debt ratios not considered
- No documentation loans
- As well as offering bi-weekly payment plans.
Choosing the right loan from Good Harbor Mortgage is easy, with the company itself providing such a wide variety of loans. If none of the loan programs available from Good Harbor suit your needs, the company can also seek out and arrange a loan that will from another lender.
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