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Beach Mortgage Company

The president of Beach Mortgage company has a Masters Degree in Taxation, as well as extensive experience in multi-state and multi-national business ventures. The leadership given by someone with this kind of expertise is valuable to a company in today’s often unpredictable market and economy.  In addition to having a well lead staff, the company utilizes the latest technology for analysis, processing and communication. They are also service oriented and are committed to bring their clients punctual results.

The knowledge and diversity of the companies upper management, a well seasoned staff, along with a worldwide lending base, enables them to provide their clients with products and service which is second to none.

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The companies stated goal is to obtain the best possible rate and terms for all potential borrowers.  They strive to accomplish this by educating the borrower of the many loan programs available and then acting as a borrower advocate. Seeing as they work with a multitude of national and international lenders, they are thereby are able to offer their clients a program to fit special, or individual needs.

Loans Funded by Beach Mortgage

Fixed Rates
Rates are fixed for the life of the loan and are available for various amortization periods: 10 years; 15 years; 20 years; 25 years; 30 years.

Adjustable Rate Mortgages (ARM)
1 month ARM: rate adjusts monthly after a 3-month intro period
6 month ARM: rate adjusts each six months
1 year ARM: rate adjusts annually
3/1 ARM: rate fixed for 3 years, then adjusts annually
5/1 ARM: rate fixed for 5 years, then adjusts annually
7/1 ARM: rate fixed for 7 years, then adjusts annually

Two-steps
Rates adjust once at end of first 5 years then remains fixed for 25 years
Rates adjust once at end of first 7 years then remains fixed for 23 years

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Balloons
Rate is fixed for first 5 years or 7 years. There is a conditional refinance (approximate cost $275) at the end of the initial 5 or 7 year period.

Construction/Permanent
A one time closing that covers construction of the home & the permanent loan when the home is completed.

Equity Loan
A loan on the difference between what is owed on your home & its value. It can be revolving like a credit card, or a closed end loan like a car loan.

A mortgage broker is an agent who works on a clients behalf to secure a mortgage that best fits their needs. Since a mortgage broker has many lenders at their disposal, they can shop rates and terms for a potential borrower from many different banks.  They can also prepare a loan package in its best possible scenario before it is seen by an underwriter and the clients loan can be submitted to more than one lender.

Request a free online refinance quote and start saving today >>

This site is not a broker and does not collect or solicit mortgage applications. Content is for informational or comparison purposes only. Services not available in New York. Products and services may not be available in all other states.

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