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Regions Financial Corp

Regions Financial Corporation NYSE: RF is a publicly held company based in Birmingham, Alabama. The company provides of retail and commercial banking, trust, securities brokerage, mortgage and insurance products and services.

Regions Financial Corporation (Regions) is a financial holding company that operates in the United States, primarily within the southeastern states. It offers banking, brokerage and investment services, mortgage banking, insurance brokerage, credit life insurance, commercial accounts receivable factoring, and specialty financing. The company conducts its banking operations through Regions Bank; an Alabama chartered commercial bank that is a member of the Federal Reserve System, and Union Planters Bank, National Association (UPBNA), a national bank. Regions provides additional financial services through various subsidiaries or divisions. On July 1, 2004, Regions merged with Union Planters Corporation (Union Planters).

As of December 31, 2004, Regions Financial Corporation operated 1,323 banking offices in Alabama, Arkansas, Florida, Georgia, Illinois, Indiana, Iowa, Kentucky, Louisiana, Mississippi, Missouri, South Carolina ,North Carolina, Tennessee, and Texas. The company offers various products and services, including securities brokerage, asset management, financial planning, mutual funds, and securities underwriting, sales and trading, and investment banking. It also originates and services mortgage loans for long-term investors. The company acts as a general insurance broker offering various insurance products primarily focusing on commercial property and casualty insurance customers. It also acts as a re-insurer of credit life and accident, and health insurance..

Regions had $84.6 billion in assets as of 2005, making it one of the top 15 banks in the United States. Its banking subsidiary, Regions Bank, operates some 1,300 offices across a 16 states in the South, Midwest and Texas. Its investment and securities brokerage trust and asset management division, Morgan Keegan & Company, Inc., provides services from over 280 offices.

The Focus List of Morgan Keegan & Company, Inc. ranked first among the recommended stock lists of 12 leading national and regional brokerage firms including Merrill Lynch, A.G. Edwards and Raymond James for the second half of 2005, according to Zacks Investment Research, Inc.

Morgan Keegan & Company, Inc., one of the nation’s largest regional full-service brokerage and investment banking firms, is the securities brokerage arm of Regions Financial Corporation (NYSE: RF). Headquartered in Memphis, Tenn., Morgan Keegan has some 280 offices and more than $560 million in equity capital

In 2005, the Regions Bank subsidiary completed its acquisition of Union Planters Bank, based in Memphis, Tennessee. All former Union Planters banking locations have been renamed to Regions Bank.

Regions Financial Corp Address:
417 North 20th Street
Birmingham, ALĀ 35203

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