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M&T Bank

Maintaining its services with 140 years of experience, M&T Bank is considered one of the country’s most highly regarded regional banks.  M&T Bank has aggressively increased their footprint since 1987 and possesses more than 650 branches & 1600 ATM’s across Maryland, New York, Pennsylvania, Virginia, West Virginia and Washington, D.C.. M&T also has mortgage offices in Arizona, Colorado, Idaho, New Jersey, Ohio, Oregon, Utah and Washington.

Mortgages Offered by M&T Bank

M&T Bank Financials

In the fiscal year that closed on the 31st of December 2005, M&T Bank’s interest income climbed 21% to reach $2.79 billion. The bank’s net interest income after LLP rose 4% to make it $1.71 billion. Net income for the corporation rose 8% to $782.2 million. The calculated interest income reflects an increase in average loans still outstanding. Net interest income was partially offset by higher interest expended. Net income reflects an increase in salaries & employee benefits & loss on bank investment securities.

M&T Recent News

M&T Bank Corporation (M&T) is the bank holding company for M&T Bank. On December 31, 2004, M&T had two wholly owned bank subsidiaries: M&T Bank and M&T Bank, National Association (M&T Bank, N.A.). The banks collectively offer a wide range of commercial banking, trust and investment services to their customers. At December 31, 2004, M&T Bank represented 99% of consolidated assets of the Company. The Company, from time to time, considers acquiring banks, thrift institutions, branch offices of banks or thrift institutions, or other businesses within markets served by the Company or in other locations that would complement the Company’s business or its geographic reach. As of December 31, 2004, the Company had consolidated total assets of $52.9 billion and deposits of $35.4 billion.

M&T Bank Corporation is the holding company for Manufacturers and Traders Trust Company and M&T Bank, National Association (the Banks). In addition, the Company wholly owns M&T Life Insurance Company, a captive credit re-insurer, which reinsures credit life and accident and health insurance purchased by the Company’s consumer loan customers. During 2003, the Company had consolidated total deposits of $33.1 billion.

The Group’s principal activities are to provide commercial and retail banking services in the United States. The services offered include trust, mortgage banking, asset management, insurance and other financial services. The Group provides services to individuals, corporations and other businesses and institutions. It also provides commercial and residential mortgage loans secured by income producing properties. The Group operates through its subsidiaries, Manufacturers and Traders Trust Company and M&T Bank, National Association. AllFirst and its subsidiaries served customers through a network of 269 full service offices in the United States.

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