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Irwin Mortgage

Since 1944 Irwin Mortgage has been helping people achieve the American dream – home ownership.  Irwin Mortgage is able to service mortgages nation wide, but only maintains local offices in Connecticut, Illinois, Indiana, Michigan, North Carolina, Ohio, Oklahoma, Virginia, and Wisconsin.  In each of these states Irwin Mortgage maintains a local office.

Mortgages Offered by Irwin Mortgage

Irwin Mortgage Financials

Irwin Mortgage is part of the larger Irwin Financial Corporation (Irwin Financial) is a diversified financial services company operating primarily in the United States and Canada through its subsidiaries. The Company focuses primarily on the extension of credit to consumers and small businesses, as well as providing the ongoing servicing of those customer accounts. Irwin Financial, through its direct and indirect subsidiaries, operates five major lines of business: Mortgage banking, Commercial banking, Home equity lending, Commercial finance and Venture capital. The Company’s major subsidiaries include Irwin Mortgage Corporation, Irwin Union Bank and Trust Company, Irwin Union Bank, F.S.B., Irwin Home Equity Corporation, Irwin Commercial Finance Corporation and Irwin Ventures LLC.

During the fiscal year which ended December,  2005, the Irwin Financial Corporation’s net interest income rose 5% to $265.9M. The companies net interest income after loan loss provisions rose less than 1% to $239M. Net income decreased 72% to $19M. Net interest income reflects loan growth, partially offset by higher interest costs, short term borrowings, increased provision for loan losses and debt repayments. Earnings also suffered from decreased gains from loan sales.
Irwin Financial Corporation traces its roots back more than 125 years to the founding of a community bank in its home town of Columbus, Indiana by Joseph I. Irwin. Irwin’s Bank is still a part of the Corporation today, although its name is now Irwin Union Bank.

Recent Irwin News

In a statement that shaped the new future of the company, the President of Irwin Capital Holdings revealed  that John Rinaldi, Executive Vice President of the Franchise Capital Services division of Federated Capital Corporation has agreed to join a to be formed subsidiary, Irwin Franchise Capital Corporation (IFCC). John will serve as President and will be joined by Lloyd Droller, S.V.P. and Chief Credit Officer and Al Predmore, S.V.P. Marketing and IT, as well as, other key staff in their Purchase, NY, Columbus, NE and other satellite offices. In addition, a portfolio of loans and leases, as well as assets, have been acquired from Federated.

Irwin Franchise Capital Corporation will be providing financing programs to branded franchise businesses throughout the United States and in Canada through its affiliate, Onset Capital. IFCC will focus on serving established multi-unit operators with equipment, leasehold improvement, and real estate financing needs.

IFCC will complement Irwin Capital Holding’s other equipment financing businesses  Irwin Business Finance, Bellevue, WA which funds and services small ticket (up to $500,000) equipment leases and loans throughout the U.S. sourced through a selected national network of brokers and intermediaries and Onset Capital Corporation, Vancouver, British Columbia  which provides small ticket equipment leases and loans throughout Canada.

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This site is not a broker and does not collect or solicit mortgage applications. Content is for informational or comparison purposes only. Services are not available in New York. Products and services may not be available in all other states.

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