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Citibank

Citibank is a member of Citigroup.  To obtain a mortgage through Citibank, you must go through CitiMortgage.  CitiMortgage takes pride in making the dream of home ownership come true for a vast array of customers and partners across the country.

Loans Funded by Citibank
Citibank/CitiMortgage offers a plethora of mortgage programs and products.
Applying for a Citibank/CitiMortgage loan is very easy; it can be accomplished even online.

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Citibank Loan Programs

  • Home Purchase Programs
  • Conventional Loans
  • Jumbo and Super Jumbo Loans
  • Fixed Rate Mortgages
  • Adjustable Rate Mortgages (ARM)
  • Home Equity Loans
  • Home Equity Lines of Credit (HELOC)
  • FHA Loan Programs – requires little to no down payment; good for First Time Home Buyers; comes as both a Fixed Rate or Adjustable Rate; can be either a Purchase Mortgage or Refinance Mortgage
  • VA Loans – solely for US Veterans; offers 100% financing for home purchases; many times no down payment is required; may be able to wrap closing costs into the loan; The VA is generous regarding credit scores
  • Construction Loans – Citibank offers one loan that covers both the Construction Loan and the Permanent Loan (not always available from other lenders); requires only one application and one closing fee.  Citibank also offers an “optional contingency cash reserve” that could help with unforeseen costs, changes, upgrades, etc.
  • Debt Consolidation via a Personal Installment Loan

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CitiMortgage Loan Programs

  • Home Purchase Programs
  • Refinancing Loan Programs
  • First Time Home Buyer Programs
  • Low Down Payment Options including “MyCommunity Mortgage” which is a partnering of CitiMortgage and Fannie Mae
  • Down Payment Options including utilizing Commercial Loan Program that may involve Mortgage Insurance Option, Piggyback Loan Options
  • Low-to-Moderate Income Programs such as again “MyCommunity Mortgage” or Closing Cost Advantage Program which is actually a grant type program
  • Self-Employed Income Programs such as Express Program for Self-Employed Borrowers and again the “MyCommunity Mortgage”
  • Expanded Lending Programs for those with credit considerations
  • Hardship Assistance Programs – handled through the Workable Solutions Team
  • Special Financial Circumstances Programs – for either first time home buyers or non-resident of the United States
  • FHA/VA Loan Programs
  • Home Equity Loan Programs including Fixed Rate Home Equity
  • Home Equity Lines of Credit (HELOC)

Recent CitiMortgage News

  • If a customer has three accounts with Citibank (mortgage, checking, savings for an example), they can earn “Thank You” Points.  These points can be redeemed for a variety of things such as electronics, cruises, gift cards, vacation packages, airline tickets, etc.

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California Mortgage Loans is not directly affiliated with any mortgage broker or lender and cannot make any guarantee as to the lender affiliation of any broker or agent which contacts you. Company information on our site is for informational purposes only.

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