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Chase Home Finance

Chase Home Finance is part of JPMorgan Chase. The new JPMorgan Chase was created July 1, 2004, as a result of the holding company merger between J.P. Morgan Chase & Co. and Bank One Corporation. Most of JPMorgan Chase’s consumer direct lending which includes mortgages, is handled by the Chase channel. Chase offers mortgage loans both via consumer direct and wholesale channels. They offer highly competitive interest rates plus sensible underwriting specifications, utilizing Freddie Mac and Fannie Mae products in addition to niche products funded by Chase’s own sources. Consumers must check out the Chase website(s) which offers a vast amount of program & pricing information along with special incentives. One such incentive is better rates for customers who can apply online. Chase Home Finance’s commitment is: “We believe that home ownership is a dream that belongs to everyone and we are committed to making that dream come true for you.”

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Current Chase Promotions & Offers

  • Purchase Promise (see below)
  • Chase’s Closing Cost Advantage
  • Employee Benefit Mortgage Program
  • Home Price Check
  • Sign Up & Stay Informed

Chase Purchase Promise

“We guarantee to close your loan on the date you request or we’ll credit $300 towards your closing costs.” “The Purchase Promise is available on purchase mortgage loans only; it is not available for customers who are refinancing.” To qualify, a customer needs to submit a completed loan application (with all documentation required) at least 30 days before the requested closing date (for NY properties, all information must be submitted at least 45 days before the requested closing date). Additionally, one must meet the underwriting conditions of the loan as soon as possible. Finally, sign & date the Purchase Promise that Chase will send after one applies and then mail it back with the other signed documentation. A Chase Mortgage Consultant will confirm receipt.

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California Mortgage Loans is not directly affiliated with any mortgage broker or lender and cannot make any guarantee as to the lender affiliation of any broker or agent which contacts you. Company information on our site is for informational purposes only.


This site is not a broker and does not collect or solicit mortgage applications. Content is for informational or comparison purposes only. Services are not available in New York. Products and services may not be available in all other states.