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AmSouth Bank

AmSouth Bank (AmSouth) is a regional financial and bank holding company that was organized in 1970 as a corporation under the laws of Delaware and began business operation in 1972. AmSouth offers a broad range of bank and bank-related services through its subsidiaries. AmSouth’s principal subsidiary is AmSouth Bank.

Mortgage Loans Offered by AmSouth Bank

The bank itself offers a range of bank and bank-related services with three reportable segments: Consumer Banking, Commercial Banking and Wealth Management. Consumer Banking delivers a range of financial services to individuals and small businesses, that includes loan products such as residential mortgages, equity lending, credit cards and loans for automobile and other personal financing needs. In addition to the financial services, the bank offers various products designed to meet the credit needs of small businesses. The commercial banking segment fulfills the requirements and expectations of large and middle market corporate customers with an array of credit, treasury management, international and capital markets services. Finally, wealth management consists of trust, institutional, retirement and broker-dealer services.

AmSouth Bank Recent News

The Bank is a banking corporation organized under the laws of the State of Alabama and operates as a wholly owned subsidiary of AmSouth. As of December 31, 2004, the Bank had total consolidated assets of $49.5 billion, total consolidated deposits of $34.2 billion and total consolidated equity capital of $3.6 billion. As of December 31, 2004, the assets of the Bank constituted virtually all of the assets of AmSouth.

The gains for the fiscal year of 2005, found AmSouth Bancorporation’s net interest income increase 3% to $1.53 billion. AmSouth’s net interest income after loan loss provision moved up 6% to $1.43 billion. The net income increased 16% to $725.7 million. The increases in net interest income reflect increases from loans and loans held for sale, while the net income after LLP benefited from a lower provision for loan losses in general. Overall, the net income benefited from lower non-interest expenses.

AmSouth Bancorporation has prospered and expanded in the South. The main subsidiary, AmSouth Bank has more than 650 branches in Alabama, Florida, Georgia, Louisiana, Mississippi, and Tennessee. ASO is a regional bank holding company for AmSouth Bank. Other subsidiaries include AmSouth Leasing Corporation, a specialized lender providing equipment leasing, AmSouth Investment Services, Inc., a registered broker-dealer that provides securities brokerage services, and AmSouth Capital Corporation, which originates asset-based and secured cash-flow loans. The Bank operates a network of over 1,200 automated teller machines that are linked with shared automated tellers in all 50 states. The Wealth Management Group of the Bank offers a complete array of trust services, including estate and trust planning, investment management for individuals and corporations, land and natural resources management, and employee benefit administration.

AmSouth Bank Address

AmSouth Sonat Tower
1900 5th Avenue North
Birmingham, AL  35203
United States

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