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Torrance California Mortgages

Looking for the right mortgage in Torrance? Mortgages, otherwise known as home loans, is what you need if you want to refinance, buy a new home, get a home equity loan, or any other of the mortgage options that we offer.

Sales were down in Torrance the early part of this year, but prices were about 10% above last year, making Torrance a good place to buy. More properties are becoming available, making this a good time to buy in Torrance. The 12th largest city in California, the economic outlook is good in the region. One thing we can guarantee is that with California Mortgage we will find you the best rate in Torrance, no matter what your credit situation might be.

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Buying a new home in Torrance

Don’t forget there are many other home options out there specifically for California residences. We have some online mortgage calculators that can help you figure how much home will fit into your monthly budget. Some things you might want to keep in mind when buying a new home are; how much can you afford to pay each month; what are current mortgage rates; what kind of loan program might work for you; and what are Torrance property taxes.

Refinancing in Torrance, CA

Refinancing can be an intimidating task. We are here to help you make sound decisions for the future.We have some online refinance calculators that can help you figure out what your new payments will be, how much you can save over the life of the loan, and how much you might want to pull out of your home based on monthly payments.It may be the right time to refinance, to consolidate debt, lock in long-term fixed rates on your mortgage, pay for education, or any other dream that you have. We work with local and national lenders to make sure that you get the best rate possible.

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Quick Torrance Housing facts

Median Household Income: $56,693
Median Torrance Home Value: $518,296
Home price gain, 2 – 5 years: 26.5%

Torrance, CA Taxes

The property tax rate in California is 1%, or $1 for every $100 assessed value, with a 2% increase each subsequent year. Be sure to check whether your property is in a special levy district. There could be local bonds issued after a referendum voted locally for schools, libraries, sewers, etc.

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This site is not a broker and does not collect or solicit mortgage applications. Content is for informational or comparison purposes only. Services are not available in New York. Products and services may not be available in all other states.