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Stockton California Mortgages

Are you buying or financing a home in Stockton? We offer many mortgage options, otherwise known as home loans; to refinance, buy a new home, get a home equity loan, or many other mortgage programs.

Property prices have stabilized in Stockton, with houses selling for close to asking. There is more inventory, making it a buyer’s market. Stockton continues to experience an influx, as buyers seek more affordable markets. One thing we can guarantee is that with California Mortgage we will find you the best rate in Stockton, no matter what your credit situation might be.

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Buying a new home in Stockton

Some things to consider when buying a new home are; how much can you pay each month; what are current mortgage rates; what loan program might work for you; and what are Stockton property taxes. We have some online mortgage calculators that can help you figure how much home will fit into your monthly budget. Don’t forget there are many other home options out there specifically for California residences. We work with local and national lenders to make sure that you get the best rate possible.

Refinancing in Stockton, CA

A refinance loan is a great way to pay off your high interest credit cards, finance education, renovate or just enjoy the equity you’ve built up in your home. Refinancing can be an intimidating task. We have some great online refinance calculators that can help you figure out what your new payments will be, how much you can save over the life of the loan, and how much you might want to pull out of your home based on monthly payments. You may want to lock in long-term fixed rates on your mortgage, ensuring a predictable monthly payment rather than the variability of adjustable rates.

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Quick Stockton Housing facts

Median Household Income: $40,181
Median Stockton Home Value: $266,068
Home price gain, 2 – 5 years: 37.44%
Percent of Homeowners: 53%
Percent of Renters: 47%

Stockton, CA Taxes

The property tax rate in California is 1%, or $1 for every $100 assessed value, with a 2% increase each subsequent year. Be sure to check whether your property is in a special levy district. There could be local bonds issued after a referendum voted locally for schools, libraries, sewers, etc.

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This site is not a broker and does not collect or solicit mortgage applications. Content is for informational or comparison purposes only. Services are not available in New York. Products and services may not be available in all other states.