Looking for the right mortgage in Simi Valley? Mortgages, otherwise known as home loans, is what you need if you want to refinance, buy a new home, get a home equity loan, or any other of the mortgage options that we offer. We work with local and national lenders to make sure that you get the best rate possible.
The real estate market in Simi Valley is stabilizing, with more homes on the market, for a longer time. It is attractive to commuters to Los Angeles, and property there will continue to be in demand. The frantic bidding wars are over, and buyers have more choices. One thing we can guarantee is that with California Mortgage we will find you the best rate in Simi Valley, no matter what your credit situation might be.
Buying a new home in Simi Valley
Some things you might want to keep in mind when buying a new home are; how much can you afford to pay each month; what are current mortgage rates; what kind of loan program might work for you; and what are Simi Valley property taxes. We have some great mortgage calculators that can help you figure how much home will fit into your monthly budget. Don’t forget there are many other home options out there specifically for California residences.
Refinancing in Simi Valley, CA
When you decide to refinance, we are here to help you make the best decisions.We have some great online refinance calculators that can help you figure out what your new payments will be, how much you can save over the life of the loan, and how much you might want to pull out of your home based on monthly payments. Remember, a refinance loan is a great way to pay off your high interest credit cards or pay for education. You may just want to enjoy the equity that you worked hard to build. This may be the time to lock in long-term fixed rates on your mortgage, ensuring a predictable monthly payment rather than the variability of adjustable rates. Whatever your needs, we can find you the best product to secure your future.
Quick Simi Valley Housing facts
Median Household Income: $77,268
Median Simi Valley Home Value: $463,009
Home price gain, 2 – 5 years: 33.4%
Simi Valley, CA Taxes
The property tax rate in California is 1%, or $1 for every $100 assessed value, with a 2% increase each subsequent year. Be sure to check whether your property is in a special levy district. There could be local bonds issued after a referendum voted locally for schools, libraries, sewers, etc.
This site is not a broker and does not collect or solicit mortgage applications. Content is for informational or comparison purposes only. Services are not available in New York. Products and services may not be available in all other states.