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Santa Rosa California Mortgages

Are you shopping for a mortgage in Santa Rosa? A a home loan, or mortgage, is what you need if you want to refinance, buy a new home, get a home equity loan, or any other of the mortgage options that we offer. We work with local and national lenders to make sure that you get the best rate possible.

The market in Santa Rosa is stabilizing, with prices continuing to rise, at a slower pace than the past few years. There are fewer multiple offers and more inventory on hand. Santa Rosa continues to grow and thrive, yet maintain its small town pace. One thing we can guarantee is that with California Mortgage we will find you the best rate in Santa Rosa, no matter what your credit situation might be.

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Buying a new home in Santa Rosa

With the high cost of housing in Santa Rosa, you probably wonder how much house you can afford. We have online mortgage calculators that can help you figure how much home will fit into your monthly budget. Besides how much can you afford to pay each month, you might want to consider what are current mortgage rates; what kind of loan program might work for you; and what are Santa Rosa property taxes. Don’t forget there are many other home options out there specifically for California residences.

Refinancing in Santa Rosa, CA

Refinancing can be an intimidating task. We are here to help you make the right choice.A refinance loan is a great way to pay off your high interest credit cards, finance education, pay for repairs or renovations, or just enjoy the equity you have worked hard to build up in your home. We have some great online refinance calculators that can help you figure out what your new payments will be, how much you can save over the life of the loan, and how much you might want to pull out of your home based on monthly payments.It may also be time to lock in long-term fixed rates on your mortgage, ensuring a predictable monthly payment rather than the variability of adjustable rates.

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Quick Santa Rosa Housing facts

Median Household Income: $55,586
Median Santa Rosa Home Value: $440,296
Home price gain, 2 – 5 years: 21.9%

Santa Rosa, CA Taxes

The property tax rate in California is 1%, or $1 for every $100 assessed value, with a 2% increase each subsequent year. Be sure to check whether your property is in a special levy district. There could be local bonds issued after a referendum voted locally for schools, libraries, sewers, etc.

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This site is not a broker and does not collect or solicit mortgage applications. Content is for informational or comparison purposes only. Services are not available in New York. Products and services may not be available in all other states.

 

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