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San Jose California Mortgages

Are you buying or refinancing in San Jose? We offer mortgages, otherwise known as home loans, to refinance, buy a new home, get a home equity loan, or any other of the mortgage options that are available to you.
According to Sue McAllister, the real estate columnist for the Mercury News, “things may be moving more slowly than last year, but the market is not slow — about half the homes sold in the county since mid-March have gone for more than their asking prices, and half the homes sold in March found buyers in 17 days or fewer.” One thing we can guarantee is that with California Mortgage we will find you the best rate in San Jose, no matter what your credit situation might be.

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Buying a new home in San Jose

Our online calculators can help you figure how much home will fit into your monthly budget. The calculators will let you try different options, to find how much you can afford each month, at various rates, to find the best mortgage option for you. Don’t forget there are many other home options out there specifically for California residences. Our network of local and national lenders ensures you will get the best rate out there.

Refinancing in San Jose, CA

Time to refinance an existing property? We will help you through the maze of possibilities. Our online refinance calculators that can help you figure out what your new payments will be, how much you can save over the life of the loan, and how much you might want to pull out of your home based on monthly payments.A refinance loan is a great way to pay off your high interest credit cards, finance education, or lock in long-term fixed rates.

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Quick San Jose Housing facts

Percent of Homeowners: 61%
Percent of Renters: 39%
Median Household Income: $76,281
Median San Jose Home Value: $519,989
Home price gain, 2 – 5 years: 9.28%

San Jose, CA Taxes

The property tax rate in California is 1%, or $1 for every $100 assessed value, with a 2% increase each subsequent year. Be sure to check whether your property is in a special levy district. There could be local bonds issued after a referendum voted locally for schools, libraries, sewers, etc.

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This site is not a broker and does not collect or solicit mortgage applications. Content is for informational or comparison purposes only. Services are not available in New York. Products and services may not be available in all other states.

 

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