Looking for a mortgage in San Francisco? We offer many mortgage programs, and will work with you to find the one that fits your situation. We work with local and national lenders to make sure that you get the best rate possible.
With housing inventory 65% above a year ago, San Francisco is becoming a buyer’s market. Analysts expect prices to moderate, with prices rising at a slower pace than the past few years, meaning that real estate in San Francisco is still a good investment. One thing we can guarantee is that with California Mortgage we will find you the best rate in San Francisco, no matter what your credit situation might be.
Buying a new home in San Francisco
With the high cost of housing in San Francisco, our online calculators are a great way to find what house fits your monthly budget. Things to consider are property values, what you can afford each month, current mortgage rates, and San Francisco property taxes. We will find the best fit for you from many home options out there specifically for California residences.
Refinancing in San Francisco
We can help you through the intimidating task of refinancing as well.We have some great online refinance calculators that can help you figure out what your new payments will be, how much you can save over the life of the loan, and how much you might want to pull out of your home based on monthly payments. Refinancing is a great way to use the equity you have worked hard to build up in your house; for education, to pay off high interest credit cards, or renovate. You may want to lock in long-term fixed rates on your adjustable rate mortgage.
Quick San Francisco Housing facts
Percent of Homeowners: 33%
Percent of Renters: 67%
Median Household Income: $61,164
Median San Francisco Home Value: $711,157
Home price gain, 2 – 5 years: 12.17%
San Francisco, CA Taxes
The property tax rate in California is 1%, or $1 for every $100 assessed value, with a 2% increase each subsequent year. Be sure to check whether your property is in a special levy district. There could be local bonds issued after a referendum voted locally for schools, libraries, sewers, etc.
This site is not a broker and does not collect or solicit mortgage applications. Content is for informational or comparison purposes only. Services are not available in New York. Products and services may not be available in all other states.