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San Diego California Mortgages

It is becoming a buyer’s market in San Diego, with a 91% increase in housing inventory over a year ago. Analysts expect the market to stabilize, with house values continuing to increase at a more moderate pace than the past few years, meaning that real estate in San Diego is still a good investment. One thing we can guarantee is that with California Mortgage we will find you the best rate in San Diego, no matter what your credit situation might be.

We can help you with your mortgage needs in San Diego.  Whether you want to buy a new home, refinance, take out a home equity loan, or any of the other home loan products we offer, we can help. We have some great mortgage calculators that can help you figure how much home will fit into your monthly budget.

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Buying a new home in San Diego

Given the high cost of housing in San Diego, you might wonder how much house you can afford. Some things to consider are your monthly budget, local taxes, and mortgage rates. Remember, there are many loan options out there, and we will work with you to find the package that fits your budget and circumstances. We work with local and national lenders to ensure you get the best rate possible.

Refinancing in San Diego, CA

Looking to refinance? That is why we are here.Our online refinance calculators can help you figure out what your new payments will be, how much you can save over the life of the loan, and what amount of equity to draw out to fit your monthly payment.Remember, a refinance loan is a great way to pay off your high interest credit cards. It may also be time to lock in long-term fixed rates on your mortgage, ensuring a predictable monthly payment rather than the variability of adjustable rates.

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Quick San Diego Housing facts

Percent of Homeowners: 47%
Percent of Renters: 53%
Median Household Income: $51,729
Median San Diego Home Value: $480,801
Home price gain, 2 – 5 years: 21.6%

San Diego, CA Taxes

The property tax rate in California is 1%, or $1 for every $100 assessed value, with a 2% increase each subsequent year. Be sure to check whether your property is in a special levy district. There could be local bonds issued after a referendum voted locally for schools, libraries, sewers, etc.

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This site is not a broker and does not collect or solicit mortgage applications. Content is for informational or comparison purposes only. Services are not available in New York. Products and services may not be available in all other states.