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Salinas California Mortgages

Looking for property in Salinas? There are many home options out there specifically for California residences. Mortgages, otherwise known as home loans, is what you need if you want to refinance, buy a new home, get a home equity loan, or any other of the mortgage options that we offer.

The market in Salinas is stabilizing, with an increase in available properties. After an explosive increase in prices in the past few years, analysts expect price increases in the single digits for the next couple years, making property in Salinas a solid investment. One thing we can guarantee is that with California Mortgage we will find you the best rate in Salinas, no matter what your credit situation might be.

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Buying a new home in Salinas

We work with local and national lenders to make sure that you get the best rate possible. Our online mortgage calculators that can help you figure how much home will fit into your monthly budget. Some things you might want to keep in mind when buying a new home are; how much can you afford to pay each month; what are current mortgage rates; what kind of loan program might work for you; and what are Salinas property taxes.

Refinancing in Salinas, CA

It might be time to refinance. Refinancing is a great way to enjoy the equity you have worked hard to build in your home, whether it is to renovate, pay for education, or consolidate debt; we can help you find the product to fit your needs.We have some great online refinance calculators that can help you figure out what your new payments will be, how much you can save over the life of the loan, and how much you might want to pull out of your home based on monthly payments.

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Quick Salinas Housing facts

Median Household Income: $53,705
Median Salinas Home Value: $489,157
Home price gain, 2 – 5 years: 29.13%
Percent of Homeowners: 55%
Percent of Renters: 45%

Salinas, CA Taxes

The property tax rate in California is 1%, or $1 for every $100 assessed value, with a 2% increase each subsequent year. Be sure to check whether your property is in a special levy district. There could be local bonds issued after a referendum voted locally for schools, libraries, sewers, etc.

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This site is not a broker and does not collect or solicit mortgage applications. Content is for informational or comparison purposes only. Services are not available in New York. Products and services may not be available in all other states.