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Oxnard California Mortgages

Mortgages, otherwise known as home loans, is what you need if you want to refinance, buy a new home, get a home equity loan, or any other of the mortgage options that we offer. We can help you find the right mortgage in Oxnard.

Oxnard is experiencing an influx of new residents, taking advantage of a robust new construction market. Inventory of properties is up from last year, and prices are moderating, making real estate in Oxnard a solid investment. One thing we can guarantee is that with California Mortgage we will find you the best rate in Oxnard, no matter what your credit situation might be.

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Buying a new home in Oxnard

With the high cost of housing, it is challenging to find how much house you can afford. We have some great mortgage calculators that can help you figure how much home will fit into your monthly budget. Things to consider when buying a new home are; how much can you afford to pay each month; what are current mortgage rates; what kind of loan program might work for you; and what are Oxnard property taxes. Don’t forget there are many other home options out there specifically for California residences. We work with local and national lenders to make sure that you get the best rate possible.

Refinancing in Oxnard, CA

We are here when it is time to refinance, whether it is to consolidate high-interest debt, finance education, repairs, or to lock in long-term fixed rates.We have some great online refinance calculators that can help you figure out what your new payments will be, how much you can save over the life of the loan, and how much you might want to pull out of your home based on monthly payments.We will help find the program that is right for you.

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Quick Oxnard Housing facts

Median Household Income: $52,218
Median Oxnard Home Value: $435,616
Home price gain, 2 – 5 years: 33.35%

Oxnard, CA Taxes

The property tax rate in California is 1%, or $1 for every $100 assessed value, with a 2% increase each subsequent year. Be sure to check whether your property is in a special levy district. There could be local bonds issued after a referendum voted locally for schools, libraries, sewers, etc.

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This site is not a broker and does not collect or solicit mortgage applications. Content is for informational or comparison purposes only. Services are not available in New York. Products and services may not be available in all other states.