Looking for property in Oceanside? Mortgages, otherwise known as home loans, is what you need if you want to refinance, buy a new home, get a home equity loan, or any other of the mortgage options that we offer.
Oceanside is experiencing the first buyer’s market in three years. Inventory has increased, there is downward pressure on prices and buyers have more negotiating room. Orange County remains a robust market, however and real estate in Oceanside continues to be a solid investment. One thing we can guarantee is that with California Mortgage we will find you the best rate in Oceanside, no matter what your credit situation might be.
Buying a new home in Oceanside
There are many home options out there specifically for California residences. We have some great mortgage calculators that can help you figure how much home will fit into your monthly budget. When buying a new home, you might consider; how much can you afford to pay each month; what are current mortgage rates; what kind of loan program might work for you; and what are Oceanside property taxes. We work with local and national lenders to make sure that you get the best rate possible.
Refinancing in Oceanside, CA
Refinancing is sometimes an intimidating task. That is why we are here.We have some great online refinance calculators that can help you figure out what your new payments will be, how much you can save over the life of the loan, and how much equity to pull out of your home based on monthly payments. Remember, a refinance loan is a great way to pay off your high interest credit cards. It may also be time to lock in long-term fixed rates on your mortgage, ensuring a predictable monthly payment rather than the variability of adjustable rates.
Quick Oceanside Housing facts
Median Household Income: $48,651
Median Oceanside Home Value: $427,932
Home price gain, 2 – 5 years: 27.72%
Oceanside, CA Taxes
The property tax rate in California is 1%, or $1 for every $100 assessed value, with a 2% increase each subsequent year. Be sure to check whether your property is in a special levy district. There could be local bonds issued after a referendum voted locally for schools, libraries, sewers, etc.
This site is not a broker and does not collect or solicit mortgage applications. Content is for informational or comparison purposes only. Services are not available in New York. Products and services may not be available in all other states.