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Modesto California Mortgages

We are here to help you find the best mortgage in Modesto? Whether you want to refinance, buy a new home, get a home equity loan, or any other of the mortgage options that we offer, we will work to find the program that works for you.

Property prices have stabilized in Modesto, and inventory has doubled from a year ago. Modesto continues to experience an influx, as buyers seek more affordable markets. One thing we can guarantee is that with California Mortgage we will find you the best rate in Modesto, no matter what your credit situation might be.

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Buying a new home in Modesto

Some things you might want to keep in mind when buying a new home are; how much are the monthly payments; what are current mortgage rates; what kind of loan program might work for you; and what are Modesto property taxes. We have some great mortgage calculators that can help you figure how much home will fit into your monthly budget. Don’t forget there are many other home options out there specifically for California residences. We work with local and national lenders to make sure that you get the best rate possible.

Refinancing in Modesto, CA

A refinance loan can be used to pay off your high interest credit cards, pay for education, renovate or invest. It may also be time to lock in long-term fixed rates on your mortgage, ensuring a predictable monthly payment rather than the variability of adjustable rates. We can help you through the options available.Our online refinance calculators can help you figure out what your new payments will be, how much you can save over the life of the loan, and how much you might want to pull out of your home based on monthly payments.

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Quick Modesto Housing facts

Median Household Income: $42,654
Median Modesto Home Value: $257,533
Home price gain, 2 – 5 years: 34.35%
Percent of Homeowners: 57%
Percent of Renters: 43%

Modesto, CA Taxes

The property tax rate in California is 1%, or $1 for every $100 assessed value, with a 2% increase each subsequent year. Be sure to check whether your property is in a special levy district. There could be local bonds issued after a referendum voted locally for schools, libraries, sewers, etc.

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This site is not a broker and does not collect or solicit mortgage applications. Content is for informational or comparison purposes only. Services are not available in New York. Products and services may not be available in all other states.