Are you buying or refinancing in Long Beach? Mortgages, otherwise known as home loans, is what you need if you want to refinance, buy a new home, get a home equity loan, or any other of the mortgage options that we offer.
With prices in Long Beach moderating somewhat, and inventory 50% above six months ago, it is becoming a buyer’s market in Long Beach. Sellers are still receiving multiple offers from qualified buyers, however, and houses are still selling at or close to asking price. One thing we can guarantee is that with California Mortgage we will find you the best rate in Long Beach, no matter what your credit situation might be.
Buying a new home in Long Beach
We work with local and national lenders to make sure that you get the best rate possible. We have some great mortgage calculators that can help you figure how much home will fit into your monthly budget. Considerations when buying a new home are; how much can you afford to pay each month; what are current mortgage rates; what kind of loan program might work for you; and what are Long Beach property taxes. Don’t forget there are many other home options out there specifically for California residences.
Refinancing in Long Beach, CA
We are here when it is time to refinance.We have some great online refinance calculators that can help you figure out what your new payments will be, how much you can save over the life of the loan, and how much you might want to pull out of your home based on monthly payments. Remember, a refinance loan is a great way to pay off your high interest credit cards, finance education, or renovate. It may also be time to lock in long-term fixed rates on your mortgage, ensuring a predictable monthly payment rather than the variability of adjustable rates.
Quick Long Beach Housing facts
Median Household Income: $43,201
Median Long Beach Home Value: $412,443
Home price gain, 2 – 5 years: 37.59%
Long Beach, CA Taxes
The property tax rate in California is 1%, or $1 for every $100 assessed value, with a 2% increase each subsequent year. Be sure to check whether your property is in a special levy district. There could be local bonds issued after a referendum voted locally for schools, libraries, sewers, etc.
This site is not a broker and does not collect or solicit mortgage applications. Content is for informational or comparison purposes only. Services are not available in New York. Products and services may not be available in all other states.