Looking for the right mortgage in Lancaster? Mortgages, otherwise known as home loans, is what you need if you want to refinance, buy a new home, get a home equity loan, or any other of the mortgage options that we offer.
Lancaster has been growing steadily for the past decade, attracting new businesses and residents. The economic outlook for the region is strong, and housing is affordable. The spike in housing increases has moderated, making Lancaster a good place to buy. One thing we can guarantee is that with California Mortgage we will find you the best rate in Lancaster, no matter what your credit situation might be.
Buying a new home in Lancaster
How much house can you afford? We have some great mortgage calculators that can help you figure how much home will fit into your monthly budget. Other factors when shopping for a mortgage are; what are current mortgage rates; what kind of loan program might work for you; and what are Lancaster property taxes. Don’t forget there are many other home options out there specifically for California residences. We work with local and national lenders to make sure that you get the best rate possible.
Refinancing in Lancaster, CA
Remember, a refinance loan is a great way to pay off your high interest credit cards. It may also be time to lock in long-term fixed rates on your mortgage, ensuring a predictable monthly payment rather than the variability of adjustable rates. We are here to help you make the right decisions for your future.We have some great online refinance calculators that can help you figure out what your new payments will be, how much you can save over the life of the loan, and how much you might want to pull out of your home based on monthly payments.
Quick Lancaster Housing facts
Median Household Income: $45,135
Median Lancaster Home Value: $228,648
Home price gain, 2 – 5 years: 42.77%
Lancaster, CA Taxes
The property tax rate in California is 1%, or $1 for every $100 assessed value, with a 2% increase each subsequent year. Be sure to check whether your property is in a special levy district. There could be local bonds issued after a referendum voted locally for schools, libraries, sewers, etc.
This site is not a broker and does not collect or solicit mortgage applications. Content is for informational or comparison purposes only. Services are not available in New York. Products and services may not be available in all other states.