Mortgages, otherwise known as home loans, is what you need if you want to refinance, buy a new home, get a home equity loan, or any other of the mortgage options that we offer. We can help you find the right mortgage in Fullerton.
A buyer’s market is developing in Fullerton, as inventories increase, and the time a property stays on the market lengthens. Prices are expected to increase at a moderate pace over the next year, making this a good time to purchase in Fullerton. One thing we can guarantee is that with California Mortgage we will find you the best rate in Fullerton, no matter what your credit situation might be.
Buying a new home in Fullerton
How much can you afford to pay each month? What are current mortgage rates? What kind of loan program best meets your needs? How much are Fullerton’s property taxes? We have some great mortgage calculators that can help you answer these questions, and find the home that fits your budget. Don’t forget there are many other home options out there specifically for California residences. We work with local and national lenders to make sure that you get the best rate possible.
Refinancing in Fullerton, CA
Refinancing can be a great way to pay off high interest debt, finance education, put an addition on the house, or enjoy the equity that you have built up in your home. That is why we are here.We have some great online refinance calculators that can help you figure out what your new payments will be, how much you can save over the life of the loan, and how much you might want to pull out of your home based on monthly payments.It may also be time to lock in long-term fixed rates on your mortgage, ensuring a predictable monthly payment rather than the variability of adjustable rates.
Quick Fullerton Housing facts
Median Household Income: $55,006
Median Fullerton Home Value: $481,623
Home price gain, 2 – 5 years: 34.88%
Fullerton, CA Taxes
The property tax rate in California is 1%, or $1 for every $100 assessed value, with a 2% increase each subsequent year. Be sure to check whether your property is in a special levy district. There could be local bonds issued after a referendum voted locally for schools, libraries, sewers, etc.