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El Cajon California Mortgages

Looking for the right mortgage in El Cajon? Mortgages, otherwise known as home loans, is what you need if you want to refinance, buy a new home, get a home equity loan, or any other of the mortgage options that we offer.

El Cajon is the most affordable area of San Diego County, with houses on the market now from $370K. While the pace of appreciation has slowed, -property in El Cajon is still a solid investment. One thing we can guarantee is that with California Mortgage we will find you the best rate in El Cajon, no matter what your credit situation might be.

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Buying a new home in El Cajon

How much house can you afford? We have some great mortgage calculators that can help you figure how much home will fit into your monthly budget. Don’t forget there are many other home options out there specifically for California residences. Some considerations when finding the right mortgage are; what are current mortgage rates; what kind of loan program might work for you; and what are El Cajon property taxes. We work with local and national lenders to make sure that you get the best rate possible.

Refinancing in El Cajon, CA

We have some great online refinance calculators that can help you figure out what your new payments will be, how much you can save over the life of the loan, and how much you might want to pull out of your home based on monthly payments. A refinance loan is a great way to pay off your high interest credit cards, finance education or renovations. It may also be time to lock in long-term fixed rates on your mortgage, ensuring a predictable monthly payment rather than the variability of adjustable rates.

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Quick El Cajon Housing facts

Median Household Income: $46,183
Median El Cajon Home Value: $420,077
Home price gain, 2 – 5 years: 22.74%

El Cajon, CA Taxes

The property tax rate in California is 1%, or $1 for every $100 assessed value, with a 2% increase each subsequent year. Be sure to check whether your property is in a special levy district. There could be local bonds issued after a referendum voted locally for schools, libraries, sewers, etc.

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This site is not a broker and does not collect or solicit mortgage applications. Content is for informational or comparison purposes only. Services are not available in New York. Products and services may not be available in all other states.