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Concord California Mortgages

Looking for the right mortgage in Concord? We can help you find the loan that works best for you, whether you are buying a new home, getting a home equity loan, refinancing, or looking for any other option; we offer many mortgage products.

The market in Concord is moderating after very rapid growth in the past few years. Concord remains affordable, and demand is still strong, making property in Concord a solid investment. One thing we can guarantee is that with California Mortgage we will find you the best rate in Concord, no matter what your credit situation might be.

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Buying a new home in Concord

What house can you afford in Concord? Some things to consider when buying a new home are; how much can you afford to pay each month; what are current mortgage rates; what kind of loan program might work for you; and what are Concord property taxes. We have some great mortgage calculators that can help you figure how much home will fit into your monthly budget. Don’t forget there are many other home options out there specifically for California residences. We work with local and national lenders to make sure that you get the best rate possible.

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Refinancing in Concord, CA

When it comes to refinancing, we can help you make the right decisions.We have some great online refinance calculators that can help you figure out what your new payments will be, how much you can save over the life of the loan, and how much you might want to pull out of your home based on monthly payments. Refinancing is a great way to consolidate credit card debt, pay for education, make renovations, or just enjoy the equity you have worked so hard to build in your home. It may also be time to lock in long-term fixed rates on your mortgage, ensuring a predictable monthly payment rather than the variability of adjustable rates.

Quick Concord Housing facts

Median Household Income: $62,328
Median Concord Home Value: $405,625
Home price gain, 2 – 5 years: 26.61%

Concord, CA Taxes

The property tax rate in California is 1%, or $1 for every $100 assessed value, with a 2% increase each subsequent year. Be sure to check whether your property is in a special levy district. There could be local bonds issued after a referendum voted locally for schools, libraries, sewers, etc.

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This site is not a broker and does not collect or solicit mortgage applications. Content is for informational or comparison purposes only. Services are not available in New York. Products and services may not be available in all other states.