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Chula Vista California Mortgages

Looking for the right mortgage in Chula Vista? We can help you find a product to fit your needs, whether it’s buying a new home, refinancing, obtaining a home equity loan, or any of the other home loan options.

The market in Chula Vista is becoming more stable than the past few years, and remains robust. Prices are moderating, with more houses coming onto the market, and staying for a longer time, making it a buyer’s market. It is predicted that housing in Chula Vista will hold its value over the long term, making this a good time to invest. One thing we can guarantee is that with California Mortgage we will find you the best rate in Chula Vista, no matter what your credit situation might be.

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Buying a new home in Chula Vista

How much home can you afford? We have some great mortgage calculators that can help you figure how much home will fit into your monthly budget. Other considerations are; what are current mortgage rates; what kind of loan program might work for you; and what are Chula Vista property taxes. Don’t forget there are many other home options out there specifically for California residences. We work with local and national lenders to make sure that you get the best rate possible.

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Refinancing in Chula Vista, CA

Maybe it’s time to refinance, to consolidate high interest credit card debt, finance education, a new business, or to lock in a long-term fixed rate on your mortgage. That is why we are here.We have some great online refinance calculators that can help you figure out what your new payments will be, how much you can save over the life of the loan, and how much you might want to pull out of your home based on monthly payments.

Quick Chula Vista Housing facts

Median Household Income: $49,971
Median Chula Vista Home Value: $477.302
Home price gain, 2 – 5 years: 30.7%

Chula Vista, CA Taxes

The property tax rate in California is 1%, or $1 for every $100 assessed value, with a 2% increase each subsequent year. Be sure to check whether your property is in a special levy district. There could be local bonds issued after a referendum voted locally for schools, libraries, sewers, etc.

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This site is not a broker and does not collect or solicit mortgage applications. Content is for informational or comparison purposes only. Services are not available in New York. Products and services may not be available in all other states.